Learn About Purchasing A Home

The go to lender for first-time and savvy home buyers. 

 


Home Purchase Buying Made Simple

We know home buying isn't something that people do all that often. With that in mind we put a premium on communication and service to help ease some of the stress and anxiety when buying a house. Whether you are a first-time home buyer or you are just buying your next home eClick's revolutionary home purchase loan process is transparent, simple, and easy to navigate. 

 

Service and Purchase Expertise

Our team of dedicated home purchase experts will work with you every step of the way so that your mortgage lines up with your financial strategy, budget, and goals. 

 

Affordability

We think the most intelligent thing to do after you start getting the homeownership itch is to connect with us to get pre-approved for your mortgage. A pre-approval gives you an estimate of the size and type of loan you will most likely qualify for. Another major benefit that is if you see something you like early on the in process you know you can lock it down immediately. Alternatively, if you're not quite ready the free pre-approval consultation will help outline the steps necessary to improve your credit profile or personal finance wise in hitting your down payment or reserves requirements. Whether you're 15 days or 3 years our from making an offer on a home we're here to help you today to put you on the path to your goals.

 

9 Step Home Purchase Process

1. Get pre-approved by a reputable lender and loan officer like, eClick.

2. Strategize after the pre-approval for goal setting.

  • Savings analysis
  • Spending habits
  • Stable employment
  • Homeownership resposibilities
  • Home style and size
  • Neighborhood and location
  • Schools
  • Remodeling
  • Mortgage insurance

3. Find a local real estate agent, a real estate attorney, and connect everyone with your loan officer.

4. Making an offer, signing a contract, and attorney review.

5. Home inspection.

6. Locking your interest rate, starting the loan process, and selecting a type of home loan.

7. Appraisal inspection.

8. Underwriting and clear to close.

9. Closing day and getting the keys to your new home.

 

Even if you've bought a home before you probably have some questions that are custom to your unique circumstances. Connect with us online to find answers or speak with our purchase experts to help you get started.


Start Working With the Purchase Experts

Get your free credit report and complete your pre-approval all online.

Connect with a purchase expert.